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The Tightest Man in Britain – 25 Money Saving Tips to Beat the Credit Crunch
Learn from the best. No one knows how to be thrifty like the Scots! Here, I present 25 quick fixes for dealing with the difficult credit crunch:
1. Quit Alcohol – Can’t Quit Alcohol Heavy drinking is bad for your liver and pockets. Even the modern man’s binge drinking habit is costly when you add in all the extra costs that come with drinking. Things like taxis to and from the club, entry fees, new clothes, food, morning headache medicine.
2. Get rid of your landline – everyone I know has a cell phone, so get rid of your landline. Your life won’t change one iota.
3. Pump up your tires – it’s an old song, but a Goldie one – and it works. Driving with underinflated tires can reduce your fuel economy by as much as 10%. Keeping your tires at the correct pressure will get you 40 more miles on a regular tank.
4. Don’t buy a new car – use the credit crunch as an excuse to stick with your old car. Car prices are dropping faster than home prices, so the old problem of losing a few thousand dollars as soon as you drive off your front yard is more real than ever. Remember – cheap is chic!
5. Two wheels are good, four are bad – if you live close to work, use the credit crunch as an excuse to get your bike out. Or, if you used to be the kind of person who would go out in the car on a Sunday, start going on a family bike ride now.
6. Unload the Trunk – The weight of the rear of the car means you’re using gas unnecessarily. Get your golf clubs out of your boots now!
7. Wash your own car – I’m amazed that people pay a lot of money to have their car washed. Are you shameless! Buy a large sponge, a plastic bucket and a bottle of washing up liquid – it’s £5 in total, but enough for about 50 washes!
8. Find your monthly ‘level’ and bank any income above that – if you know you can live on £1500 a month and earn £1750 occasionally then don’t go out and treat yourself – use This extra cash is overpaid as collateral.
9. Drink ‘Council Juice’ – did you know that the best drink is just 1p a pint and always available? This is called water!
10. Eat less meat – meat is expensive. Try to live like you did in World War II when meat was scarce. The old trick of using noodles, pasta and eggs to fill up meals. Learn about the joys of spam.
11. Learn to love “your own brand” – here’s your reminder that Co-ops, Tescos and Asdas don’t have their own breweries. The lagers you buy at these stores must have come from somewhere else. There may really be little difference between a big name lager and a private label beer. The same goes for almost every row in the store. Find what you like and watch your savings grow.
12. No More Pets – In hard times, before the credit crunch is discussed in school history class, you don’t have to worry about having another mouth to feed more pets.
13. Don’t eat out – in short, don’t eat out! ! Home cooking is fun, healthy and relatively inexpensive.
14. Dig for Victory – Yet another reminder of the World War II theme. Now, unless you’re living in a mansion, you won’t have the space to grow enough food to feed your family, but you might make enough money to significantly lower your food bills—that’s what this list is about. all content.
15. No more Mackie D’s — have you ever had that weird feeling of hunger about an hour after eating at a fast food restaurant? That feeling is your body telling you that it is actually hungry! Fast food is garbage. Don’t waste your money on it.
16. Buy a drying rack – I never really understood the need for a tumble dryer because wind does the exact same job for free. If electricity prices keep rising, consider selling off the plunge and buying an old-fashioned clothes rack instead. It has dried my clothes for 25 years without complaint.
17. When current bulbs are in fashion, switch to low-cost bulbs – the savings are small here, but every bit counts. From now on, whenever a light bulb in your home dies, replace it with an energy-saving light bulb.
18. Don’t Shop – There’s an easy way to save money on your grocery bill, don’t shop! I remember when I was little, going to the store was a once-a-year thing, and other families tended to go every weekend. Now which family do you think wastes more money – the family that has temptation dangling in front of them every Saturday!
19. Cancel newspapers – Newspapers are absolute garbage. Chip wrappers for tomorrow. If Red Tops is your thing, News 24’s entertainment section will keep you up to date on everything. If you like Broadsheets, watch Newsnight. Between television, teletext and the Internet, there is now no need to actually buy a newspaper.
20. You know you don’t need a gym membership – a gym membership is a bit like smoking. You feel peer pressure, but soon you realize it’s a bad habit! If fitness is your thing, you can already get everything you need at home. Be creative!
21. Try an at-home haircut—a size 2 French clipper with a full body shave has been in vogue for years. Buying a set of scissors can save you hundreds of pounds. Get yourself a haircut once a month and you’ll always look great without having to pay a fortune to the barber.
22. Visit the library – free books! When you think about it, the library is one of the best services ever. Take a book, use it, and give it back—if only you could do that with everything!
23. Create Additional Income Streams – Start researching more ways to earn extra income.The ways to do this are endless
24. Quit Smoking – Smoking is not only a very unhealthy habit, it is also expensive! I recently found a machine selling 20 cigarettes for £6.20. When will smokers realize they’re lighting a £20 note with every puff.
25. Don’t buy any clothes until the credit crunch is over – I love controversy so challenge myself to keep the same wardrobe until things get better. That might sound tight, but I haven’t bought myself any press clothes in years. The only new clothes that have entered my closet are gifts from my mom, grandma and aunts for Christmas! When cared for properly, a great suit can last for many years and stay in style forever.
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